PRIVACY & DATA PROTECTION

Privacy Policy

Last updated: September 2026

OweZone is operated by Nishant Rajput. This Privacy Policy explains what information OweZone collects, how it is used, how it is shared, how it is protected, and how you can request deletion of your account and applicable personal information.

OweZone is designed to help people manage shared expenses, groceries, settlements, rooms, and communication.

01

Information We Collect

When you create and use an OweZone account, we collect information necessary to provide the service.

Account Information

We collect:

  • Name
  • Email address
  • Password information in the form of a securely hashed password
  • Selected avatar

✓ OweZone does not store passwords in plain text.

Room and Shared-Living Data

When you create or join a room, OweZone may store:

  • Room name
  • Room invitation/code information
  • Room membership information
  • Expenses and expense amounts
  • Expense descriptions
  • Grocery items
  • Settlement records
  • Chat messages

This information is necessary to provide shared expense tracking, grocery management, settlement calculations, and room communication.

Push Notification Information

If push notifications are enabled, OweZone uses Pushy to deliver notifications to your device. OweZone stores the Pushy device token associated with your account so that notifications can be delivered.

OweZone currently uses push notifications for:

  • New expenses
  • Room membership updates
  • Settlement requests
  • Settlement approvals

No other push notification categories are currently used.

Information We Do Not Collect

OweZone does not intentionally collect:

  • Phone numbers
  • Precise location information
  • Contacts
  • User-uploaded photos or files
  • IP addresses as part of your OweZone account data

OweZone currently does not use analytics or crash-reporting services.


02

How We Use Your Information

We use your information to provide and operate OweZone, including to:

  • Create and maintain your account
  • Authenticate your identity
  • Maintain room membership
  • Record and manage shared expenses
  • Calculate balances and settlements
  • Manage grocery lists
  • Provide room chat functionality
  • Deliver relevant push notifications
  • Send account-related emails, including welcome and password-reset emails
  • Maintain the security and functionality of the service
  • Process account deletion requests

• OweZone does not sell your personal information.

• OweZone does not use your expense or settlement information for advertising.

• OweZone is currently provided free of charge and does not currently offer subscriptions or premium plans.


03

How Your Information Is Shared

OweZone does not sell your personal information. Some information is processed by third-party service providers that help us operate the service.

Oracle Cloud

OweZone's backend is hosted on Oracle Cloud. Information may be processed on this infrastructure as necessary to operate the OweZone backend.

MongoDB Atlas

OweZone uses MongoDB Atlas to store application data, including account, room, expense, grocery, settlement, notification, and chat information.

Pushy

OweZone uses Pushy to deliver push notifications. The Pushy device token and information necessary to deliver an OweZone notification may be processed by Pushy.

Gmail SMTP

OweZone uses Gmail SMTP to send account-related emails, including welcome and password-reset emails. Your email address and information necessary to send these emails may therefore be processed by Google's email infrastructure.

Other OweZone Users

Information intentionally shared within a room is accessible to authenticated members of that room according to OweZone's functionality. Depending on the feature, room members may see:

  • Expenses
  • Expense descriptions
  • Grocery items
  • Settlement information
  • Chat messages
  • Room membership information

OweZone does not make room information publicly searchable.


04

Room Privacy

OweZone is designed around private shared rooms. Room information is accessible to authenticated members of the relevant room.

Expenses, grocery items, settlements, and chat messages are intended to be visible only to members of the corresponding room through the OweZone application.

You should only share information in a room that you are comfortable sharing with its members.


05

Security

We take reasonable measures to protect the information processed by OweZone.

  • Data transmitted between the OweZone application and its backend is transmitted over encrypted HTTPS/TLS connections.
  • Passwords are stored using cryptographic password hashing rather than plain-text passwords.
  • Authenticated OweZone functionality is protected through authentication and authorization mechanisms.

However, no internet-based service can guarantee absolute security, and we cannot guarantee that information will always remain completely secure against every possible threat.


06

Account Deletion and Your Data

You can request deletion of your OweZone account from within the application. You can also request account deletion through our external account deletion page:

When an account deletion request is processed, OweZone deletes the user's personal account information and applicable account-associated data, including account credentials and Pushy device tokens.

Information that is part of a shared room may need to remain available to other room members so that their shared records continue to function.

For example, shared expenses, shared settlements, and existing chat messages may remain available to the other members of a room. When the deleted user's identity is retained as part of such shared historical records, it is represented as “Deleted User” rather than their previous name.

The deleted user is removed from the relevant room membership and their personal account is deleted.


07

Data Retention

OweZone does not currently define a fixed retention period for every category of information. Information is retained as necessary to provide the OweZone service and maintain relevant shared-room functionality.

When an account is deleted, the user's personal account information is deleted as described in the Account Deletion section.

Shared historical information may remain where necessary for the other members of a room. Deleted users are represented as “Deleted User” in applicable shared records rather than retaining their previous identity.


08

Your Choices and Rights

Depending on your location and applicable law, you may have rights concerning your personal information, including the ability to:

  • Access information associated with your account
  • Correct inaccurate account information
  • Request deletion of your account
  • Request deletion of applicable personal information
  • Contact us with questions about how your information is handled

You can request account deletion directly through the OweZone application or through our external account deletion page.


09

Age and Use of OweZone

OweZone is a general-purpose application for managing shared expenses, groceries, settlements, rooms, and communication.

OweZone is not specifically directed toward any particular age group.

We do not intentionally collect age information because age is not required to create or use an OweZone account.

If you have questions or concerns regarding the use of OweZone by a child or the handling of personal information, you can contact us using the information below.


10

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to OweZone, our data practices, or applicable requirements.

When material changes are made, we will update the “Last updated” date at the top of this policy.

We encourage you to periodically review this Privacy Policy.


11

Contact Us

If you have questions about this Privacy Policy, your personal information, or account deletion, contact: